Ripple IPO Hits $20B Valuation and Could Supercharge XRP

Key Points

• Ripple IPO Hits $20B Valuation and Could Supercharge XRP
• Analysts see potential boost in XRP visibility and trust
• Legal clarity nears as Ripple-SEC case approaches resolution
• IPO could mark a major step for crypto’s TradFi integration

Ripple’s pre-IPO valuation just jumped to $20 billion, nearly doubling from its previous $11.3 billion figure. The valuation, based on over-the-counter (OTC) trading of Ripple shares, has reignited a longstanding question in the community:

🔥Ripple IPO: What it would mean for $RIPPLE stock, $XRP token, and the XRPL ecosystem

While Ripple has confirmed NO IPO in 2025, speculation continues about what going public could mean for the ecosystem.
👀Here’s the breakdown:
📊 THE NUMBERS Current Ripple valuation:… pic.twitter.com/GCAusQ9Mt7

— PaulBarron (@paulbarron) August 7, 2025

Will Ripple finally go public in 2025?

While Ripple hasn’t confirmed any official IPO date, the clues are stacking up. Analysts like Paul Barron suggest a Ripple IPO would unlock access to institutional money, raise investor confidence, and bring Ripple closer to mainstream finance.

But here’s the twist: Ripple’s stock ≠ XRP token.

That’s the caveat Barron is stressing. Even if Ripple goes public, there’s no legal link between Ripple stock and XRP price. However, the psychological connection could play a big role. As Ripple gains legitimacy, so could XRP, and investors are already watching closely.

The ongoing legal case has been one of the biggest hurdles for Ripple. For a deep dive into how it’s affected XRP, check out this coverage on the Ripple-XRP lawsuit.

Circle IPO’d at $31. It’s now trading at $134 with a $33B market cap.

TradFi demand for crypto firms is real. If Ripple pulls off its IPO, it could open the floodgates, especially with the unique $XRP-stock link.

We’re entering a new phase of token and equity convergence. pic.twitter.com/u1JtJ1oYWs

— VirtualBacon (@VirtualBacon0x) June 15, 2025

Legal Clarity and Wall Street Money Fuel IPO Optimism

Ripple’s battle with the U.S. Securities and Exchange Commission (SEC) has long delayed IPO speculation. However, new signals suggest that legal clarity is near, and that could change everything.

Analyst SMQKE believes the XRP price suppression is nearing its end, thanks to a potential court resolution. A positive verdict or settlement could remove Ripple’s largest IPO barrier.

‼️THE PRICE SUPPRESSION OF XRP IS COMING TO AN END‼️

Directly from SBI Holdings.

“The legal dispute between the SEC and Ripple, which has been a barrier to the IPO by suppressing the price of XRP for an extended period, is moving toward resolution.”🔥

Documented.📝😶‍🌫️ pic.twitter.com/7R5qOiDDFR

— SMQKE (@SMQKEDQG) August 5, 2025

Private market activity is also heating up. Analyst Jeremy Raper says insiders may unlock $1.1 billion in value if Ripple retires float shares pre-IPO. That signals serious institutional posturing behind the scenes.

Refreshing the accretion math – using even a 50% discount to $XRP holding value at Ripple Labs, there is $15/share in un-booked NAV value at $TFG.AS… pic.twitter.com/BvzvOklIZd

— Jeremy Raper (@puppyeh1) August 4, 2025

And there’s more: SBI Holdings, one of Ripple’s key Japanese allies, dropped hints about upcoming corporate milestones. Combined with 2025’s wave of crypto IPOs,  including Circle, Gemini, and Tron, analysts now believe Ripple’s public debut may be just 6, 12 months away.

This move could lead to significant liquidity shifts. Just like Bitcoin and Ripple liquidity battles, a Ripple IPO could reset flows across both crypto and equity markets.

💥NEWS: Ripple CEO firmly dismisses any plans for an IPO in 2025, calling it a “definitive no.”

“Most companies that go public do that to raise capital. We haven’t needed to raise capital.”

Is $XRP enough to carry Ripple?💪 pic.twitter.com/8vsRUnqhj3

— Coin Bureau (@coinbureau) April 19, 2025

XRP Holders: What Does This Mean for You?

Despite no direct link, XRP holders might still benefit from a Ripple IPO:

• Increased legitimacy: A publicly traded Ripple boosts XRP’s trust factor

• Visibility: Media spotlight from IPO brings more attention to XRP

• Network effect: Ripple’s role in the XRP Ledger helps elevate the entire ecosystem

• Institutional appeal: Public listing opens doors for TradFi capital

Analyst Virtual Bacon compared this to Circle’s IPO, which saw shares climb from $31 to $134, showing massive traditional finance (TradFi) appetite for crypto equity.

Ripple (XRP) Price Performance. Source: Techtoken

Ripple CEO Brad Garlinghouse remains tight-lipped. In April, he dismissed IPO talk, saying Ripple doesn’t need to raise capital. But with IPO activity ramping up this year, it’s clear the timing could be more strategic than financial.

Investors are already drawing comparisons to the Coinbase IPO, where shareholders finally turned profitable after four years. It’s a sharp reminder of how Fed rate cuts impact crypto valuations and investor timing.

Meanwhile, market watchers are cautious. The crypto space is also seeing shakeups like the delisting of MemeFi by Binance and community-driven exposés like ZachXBT’s allegations against Kaito.

It’s a reminder that while headlines change fast, Ripple’s IPO,  if it happens, could mark a rare long-term shift, not just a short-term spike.

For broader tech impact comparisons, don’t miss how OpenAI’s $500 billion valuation could mirror crypto IPO valuations in the coming decade.

If it happens, the Ripple IPO won’t just be another listing; it could become a defining moment in crypto’s journey into Wall Street. XRP holders may not get a direct price pump, but they could benefit from Ripple’s newfound legitimacy, institutional access, and spotlight.